A sole proprietor who works alongside his own employees asks whether the workers compensation policy covers his injuries. The general answer is that:

Giải thích

Owners, partners and officers are treated differently from employees, and whether a proprietor can be brought under the policy is decided by the law of the jurisdiction, usually through an affirmative election plus a payroll figure entered for rating. Automatic coverage is the wrong idea, because the policy insures employees and an owner is not one. Employers liability answers suits brought by employees, not the owner's own injury.