Bồi thường công nhânCâu 494 / 531
Part One of a workers compensation and employers liability policy shows no dollar limit of liability because:
a.The limit for it is shown in the employers liability part
b.The insurer pays whatever the compensation law requires
c.The employer agrees to pay any excess out of pocket
d.The insurer caps payment at the estimated annual payroll
Giải thích
Part One is a promise to pay the statutory benefits, and because the legislature fixes those benefits the insurer cannot put a ceiling on them. The limits carried in the employers liability part are separate and apply to suits, not to statutory benefits. Payroll is the basis on which premium is rated, not a cap on what an injured worker can receive.
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Câu hỏi liên quan cùng chủ đề
- An employee is killed in a covered work accident. Workers compensation death benefits are paid:
- A warehouse worker breaks a leg on the job, cannot work at all for ten weeks, and then returns to his old job fully recovered. His disability is classified as:
- A machinist permanently loses the use of two fingers but returns to full-time work at the same wage. The claim is treated as:
- Part Three, other states insurance, of the workers compensation policy responds when the employer:
- An injured employee collects compensation benefits and then sues the maker of the machine that hurt him. The manufacturer sues the employer, claiming the employer misused the machine. That suit against the employer is covered by:
- A contractor has $400,000 of payroll in a class code rated at $2.50 per $100 of payroll and an experience modification factor of 0.90. Before other adjustments, the premium is:
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