Cấu trúc & Điều khoản hợp đồngCâu 513 / 531
An endorsement is attached to a policy and its wording conflicts with the printed form. The result is that:
a.The endorsement controls over the printed form
b.The printed form controls, being the main contract
c.The insured chooses which wording will apply
d.The conflict voids the policy from inception
Giải thích
An endorsement is a written amendment that becomes part of the contract, and as the later and more specific expression of the parties' intent it takes precedence over conflicting language in the base form. A conflict voids nothing; it is settled by that rule of construction, with any ambiguity that survives read against the drafter. The insured does not get to pick the wording after a loss.
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