Hoạt động cấp khoản vayCâu 216 / 400
The consumer may waive the CD three-business-day waiting period only when:
a.The consumer simply requests it in writing for convenience
b.The creditor approves a shorter timeline
c.There is a bona fide personal financial emergency, such as imminent foreclosure, documented in a dated written statement
d.The loan is for an investment property
Giải thích
The three-business-day waiting period may be waived only for a bona fide personal financial emergency, such as the imminent sale of the consumer's home in foreclosure. The consumer must give a dated written statement describing the emergency; convenience alone is not enough.
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Câu hỏi liên quan cùng chủ đề
- A key reason the CD mirrors the LE's format is to:
- A consumer receives the Closing Disclosure in person on Monday. Assuming no intervening federal holidays, the earliest day consummation may occur is:
- A creditor places the Closing Disclosure in the mail. For the three-business-day receipt requirement, the consumer is presumed to receive it:
- If a charge exceeds the applicable tolerance at closing, the creditor generally must:
- Charges on the Loan Estimate are deemed made in 'good faith' if:
- 'Services the consumer can shop for' are those for which:
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