Hoạt động cấp khoản vayCâu 219 / 400
'Services the consumer can shop for' are those for which:
a.The creditor picks the provider
b.The creditor permits the consumer to select the provider
c.No provider is needed
d.The fee is always zero
Giải thích
Services the consumer can shop for are those for which the creditor permits the consumer to choose the provider. The creditor must give the consumer a written list of providers; whether a charge stays in the 10 percent tolerance or moves to no tolerance depends on whether the consumer picks from that list.
Trích dẫn luật: TRIDLuyện miễn phí toàn bộ 400 câu hỏi — không cần đăng ký.
Câu hỏi liên quan cùng chủ đề
- The consumer may waive the CD three-business-day waiting period only when:
- If a charge exceeds the applicable tolerance at closing, the creditor generally must:
- Charges on the Loan Estimate are deemed made in 'good faith' if:
- For purposes of triggering an application, the 'estimated value of the property' may be based on:
- Before the consumer receives the Loan Estimate, if the creditor provides a written estimate of terms or costs, it must:
- A borrower gives the loan officer their name, monthly income, SSN, the loan amount they want, and an estimate of the home's value, but has not yet identified a specific property address. Under TRID:
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