Hoạt động cấp khoản vayCâu 218 / 400
Charges on the Loan Estimate are deemed made in 'good faith' if:
a.The amount actually charged does not exceed the amount disclosed, subject to the applicable tolerances
b.The loan officer intended to be accurate
c.The consumer agrees in writing
d.The charge is under $1,000
Giải thích
Good faith is generally measured by comparing the amount charged at closing to the amount disclosed on the Loan Estimate. A charge is in good faith if the amount charged does not exceed the disclosed amount, subject to the zero, 10 percent, or no-tolerance categories.
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Câu hỏi liên quan cùng chủ đề
- A creditor places the Closing Disclosure in the mail. For the three-business-day receipt requirement, the consumer is presumed to receive it:
- The consumer may waive the CD three-business-day waiting period only when:
- If a charge exceeds the applicable tolerance at closing, the creditor generally must:
- 'Services the consumer can shop for' are those for which:
- For purposes of triggering an application, the 'estimated value of the property' may be based on:
- Before the consumer receives the Loan Estimate, if the creditor provides a written estimate of terms or costs, it must:
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