Texas Real Estate Sales Agent Practice Test
Câu hỏi thường gặp
Có bao nhiêu câu hỏi luyện tập Texas Real Estate Sales Agent ở đây?+
Một ngân hàng đầy đủ câu hỏi Texas Real Estate Sales Agent nguyên gốc theo các lĩnh vực chính thức, có trọng số như bài thi thật, kèm giải thích. Miễn phí, không cần đăng ký.
Kỳ thi Texas Real Estate Sales Agent như thế nào?+
Khoảng 120 câu. Luyện theo chủ đề ở đây, rồi làm bài thi thử tính giờ để đánh giá mức sẵn sàng.
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Câu hỏi luyện tập mẫu
Một vài câu hỏi thực tế từ ngân hàng miễn phí này, kèm giải thích đầy đủ. Dùng công cụ luyện tập ở trên cho toàn bộ.
- 1. Principles of Real Estate
Which state agency licenses and regulates real estate sales agents and brokers in Texas?
- a.The Texas Real Estate Commission (TREC)
- b.The Texas Department of Housing and Community Affairs
- c.The Texas Association of Realtors (TAR)
- d.The Texas Real Estate Research Center
Đáp án: a
Giải thích: TREC is the state agency created to administer the Real Estate License Act and regulate license holders. Private trade groups such as the Texas Association of Realtors set membership rules but do not issue licenses. Specifics of TREC rules can change over time.
- 2. Principles of Real Estate
Which document is the primary legal instrument used to transfer title to real property from one party to another?
- a.A promissory note
- b.A listing agreement
- c.A title insurance policy
- d.A deed
Đáp án: d
Giải thích: A deed is the written instrument that conveys title from a grantor to a grantee. A promissory note is a promise to repay a loan, and title insurance protects against defects but does not transfer ownership.
- 3. Agency & Law
In an agency relationship, the client who hires and authorizes a broker to act on their behalf is the:
- a.Agent
- b.Principal
- c.Customer
- d.Subagent
Đáp án: b
Giải thích: The principal (client) is the party who employs and delegates authority to the agent. The agent owes fiduciary duties to the principal, while a customer is a party the agent deals with but does not represent.
- 4. Agency & Law
Under an 'exclusive right to sell' listing, the broker earns a commission:
- a.Regardless of who procures the buyer during the listing period
- b.Only if the broker personally finds the buyer
- c.Only if the seller finds the buyer
- d.Only after the property is rented
Đáp án: a
Giải thích: An exclusive right to sell listing entitles the broker to a commission if the property sells during the term, no matter who brings the buyer, including the seller. This provides the strongest commission protection for the broker.
- 5. Contracts
In Texas, residential real estate sales contracts most commonly use forms that are:
- a.Drafted individually by each buyer's attorney
- b.Promulgated (standardized) by TREC for license holders to use
- c.Provided only by the buyer's lender
- d.Written by the local Realtor association and mandatory statewide
Đáp án: b
Giải thích: TREC promulgates standardized contract forms that Texas license holders are generally required to use for common residential transactions. This promotes consistency and protects consumers, though the exact forms are periodically updated.
- 6. Contracts
A legal remedy in which a court orders a defaulting seller to actually convey the property as agreed is:
- a.Rescission
- b.Liquidated damages
- c.Specific performance
- d.Novation
Đáp án: c
Giải thích: Specific performance compels a party to perform the contract as promised, and it is available in real estate because each parcel is considered unique. A court may order the seller to deliver the deed rather than merely pay money.
- 7. Finance
In an amortized loan, the early payments are applied:
- a.Mostly to interest, with a small portion to principal
- b.Entirely to principal
- c.Entirely to property taxes
- d.Mostly to principal, with a small portion to interest
Đáp án: a
Giải thích: In a standard amortizing loan, early payments are weighted heavily toward interest because the outstanding balance is high. As the balance declines, more of each payment goes toward principal.
- 8. Finance
The loan-to-value (LTV) ratio is calculated as the:
- a.Loan amount divided by the property's value or price
- b.Property value divided by the loan amount
- c.Interest rate multiplied by the term
- d.Down payment divided by the interest rate
Đáp án: a
Giải thích: LTV equals the loan amount divided by the lesser of the appraised value or sales price, expressed as a percentage. A lower LTV means more borrower equity and generally lower lender risk.
- 9. Property & Ownership
Under federal law, sellers and landlords of most housing built before which year must provide a lead-based paint disclosure?
- a.1950
- b.1978
- c.1988
- d.2000
Đáp án: b
Giải thích: Federal law requires lead-based paint disclosure for most residential housing built before 1978, when residential lead paint was banned. Sellers must provide a disclosure and pamphlet and allow the buyer an opportunity to test.
- 10. Real Estate Math
A buyer pays $280,000 for a home and puts 15% down. How much is the down payment?
- a.$42,000
- b.$28,000
- c.$56,000
- d.$4,200
Đáp án: a
Giải thích: Multiply the price by the down payment percentage: $280,000 x 0.15 = $42,000. The remaining $238,000 would be financed.