企业组织与执照第 1443 / 1632 题

A licensee with employees must maintain what insurance to keep the license valid?

a.Commercial auto liability on every company vehicle
b.Workers' compensation coverage for those employees
c.A general liability policy of at least $1,000,000
d.Disability coverage for the qualifying individual

解析

B&P §7125 makes a current Certificate of Workers' Compensation Insurance or Certification of Self-Insurance a condition of issuing, renewing and keeping a license, and a licensee with employees has no way around it; §7125.2 enforces it by suspending the license automatically, by operation of law, on the date coverage lapses. (a) is a Vehicle Code financial-responsibility matter rather than a licensing condition. (c) is the $1,000,000 figure §7071.19 imposes on limited liability company licensees only. (d) is required of no licensee. Know the no-employee side too: under §7125 as amended by SB 1455 (Stats. 2024, ch. 485), a licensee with no employees may file an exemption statement unless it holds a C-8, C-20, C-22, C-39 or D-49 classification, and from January 1, 2028 that exemption is left only to a §7029 joint venture with no employees.

法律依据: B&P Code §7125 (as amended by SB 1455, Stats. 2024, ch. 485) / §7125.2

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