房屋保险单(HO)第 337 / 531 题
A weekend guest's suitcase and camera are destroyed by a fire at the insured's home. Under Coverage C, that property is:
a.covered only if the guest carries no insurance
b.covered anywhere the guest travels afterward
c.outside the policy, being property of another
d.covered at the insured's request, at the home
解析
Coverage C can be applied, at the insured's request, to property owned by a guest or a residence employee while it is in a residence the insured occupies. That is why the flat statement that another person's goods sit outside the policy is wrong. The accommodation stops at the residence premises, so it does not follow the guest home or onto later travel, and it does not depend on what the guest insures.
免费刷完整 531 道题库 — 无需注册。
Own the complete California Property & Casualty Broker-Agent guide — PDF + EPUB, $24.99 →
同考点相关题目
- A burglar takes a $3,000 coin collection from a home insured on an unendorsed HO-5 with $90,000 of Coverage C. The policy pays:
- Coverage A is $250,000. One fire destroys a detached garage costing $19,000 to rebuild and a shed costing $8,000. Coverage B on an unendorsed form pays:
- When a homeowners policy pays a loss under Coverage B, the effect on Coverage A is that the dwelling limit:
- A pedigree dog worth $2,500 dies in a fire that is otherwise a covered loss. Under Coverage C the policy pays:
- Two policies each carry $60,000 of Coverage C: one is a tenants HO-4 and the other a unit-owners HO-6. Their loss of use limits are:
- A covered fire forces a family out of the home for eight months, and the policy expires four months into the repairs. Loss of use:
最近核对： · 审核流程
PrepPass 团队 · 依据官方资料核对 California Property & Casualty Insurance License Exam · 我们如何核对