房屋保险单(HO)第 351 / 531 题
The special limits that apply to jewelry, firearms and silverware are best described as:
a.internal caps on the Coverage C limit
b.limits that apply to every cause of loss
c.deductibles the insured pays on those items
d.extra amounts added on top of Coverage C
解析
A special limit is an internal cap: the property is insured under Coverage C, but the most payable for that class is the stated figure and the payment comes out of the Coverage C limit rather than being added to it. They are not deductibles, since the insured is not paying that first slice. Several of them, including the jewelry, firearms and silverware caps, bite only on theft.
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