个人汽车保险单第 372 / 531 题

Under Part D of the Personal Auto Policy, collision coverage pays for damage to the insured's vehicle caused by:

a.Fire, theft, and falling objects striking the car
b.Injuries to pedestrians struck by the insured
c.Impact with another vehicle or object, or upset
d.Damage the insured causes to another person's car

解析

Collision coverage pays for damage to the insured's own auto from colliding with another vehicle or object or from overturning (upset), regardless of fault. Other-than-collision (comprehensive) coverage handles losses such as fire, theft, falling objects, glass breakage, and animal strikes. Damage the insured causes to someone else's car is a liability (Part A) matter, not Part D.

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