个人汽车保险单第 406 / 531 题
Before a damaged covered auto goes in for repair, the duties in Part E require the insured to:
a.Obtain three written estimates from body shops
b.Pay the deductible to the repair facility
c.Let the insurer inspect and appraise the auto
d.Get written approval from the car's lienholder
解析
For a physical damage claim the insured must take reasonable steps after a loss to protect the auto from further damage and must permit the insurer to inspect and appraise the damaged property before it is repaired or disposed of. Collecting three competing estimates is a common shop practice rather than a policy condition, and the lienholder has no say in when repairs begin.
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同考点相关题目
- A parked car's engine block cracks during a hard freeze and the repair comes to $3,100. Under Part D the loss is:
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- An insured is injured by a hit-and-run driver and wants to claim under Part C. Part E requires that she:
- An insured inflates a genuine $2,000 physical damage claim to $9,000 with invented repairs. Under the general provisions of the policy:
- An insured plans to drive her covered auto to a beach resort in another country for two weeks. The policy territory provision means she:
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