商业险种第 454 / 531 题
A Businessowners Policy (BOP) is best described as:
a.A package of property and liability for small businesses
b.A policy that covers only commercial auto exposures
c.A life insurance product sold to the business owner
d.A stand-alone workers compensation policy for a firm
解析
A Businessowners Policy is a packaged commercial policy that bundles commercial property and general liability coverage (and often business income) tailored for eligible small and mid-sized businesses. It is convenient and cost-effective but has eligibility restrictions. Workers compensation and commercial auto are generally written separately, not inside a BOP.
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