Compared with the basic causes of loss form, the broad form adds coverage for:

解析

The broad form keeps every basic peril and adds falling objects, the weight of snow, ice or sleet, and water damage from the accidental discharge of water or steam, plus collapse as an additional coverage. Theft is not part of the broad form; it arrives with the special form's open-perils approach. Flood and earth movement are excluded on all three causes of loss forms, and mechanical breakdown needs equipment breakdown coverage.