商业险种第 467 / 531 题
Under business income coverage, the period of restoration ends on the earlier of the date operations resume at a new permanent location or the date on which:
a.the policy period comes to an end
b.the property should have been rebuilt
c.the coverage limit is exhausted
d.the property is sold or abandoned
解析
The period of restoration runs from the direct physical loss until the damaged property should be repaired, rebuilt or replaced with reasonable speed and similar quality, or until the business resumes at a new permanent location, whichever comes first. Slow rebuilding by the insured does not extend it. The period is not cut off when the policy term expires, which is why the answer pointing at policy expiry is wrong; exhausting the limit caps the payment rather than defining the period.
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