保单结构与条款第 507 / 531 题

The part of an insurance policy that identifies the insured, the property or risk, the policy period, and the coverage limits is the:

a.Declarations
b.Conditions
c.Insuring agreement
d.Exclusions

解析

The declarations page (the 'dec page') states the specific facts of the policy: the named insured, description of the covered property or risk, policy period, limits of insurance, premium, and any forms attached. The insuring agreement states what the insurer promises to cover, the exclusions state what is not covered, and the conditions set the rules and duties both parties must follow.

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