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New York Real Estate Salesperson Exam — Complete Study Guide (2026)

The DOS gives New York salesperson candidates 1½ hours for a multiple-choice exam on the 77-hour qualifying curriculum (dos.ny.gov, read September 2026). This guide teaches all of it in 15 chapters: Article 12-A licensing and the RPL § 443 agency disclosure, fair housing and the DOS-2156 form, the 2024 Property Condition Disclosure Act (the $500 credit is gone), attorney closings, transfer and mansion tax, and worked math. Ends with a 75-question practice exam, every answer explained. Independent; not affiliated with NY DOS. PDF + EPUB.

NMLS SAFE MLO — Complete Study Guide (2026)

The SAFE MLO test has run on the same NMLS specifications since April 5, 2021: 120 questions (115 scored), 190 minutes, 75% to pass, in five weighted areas. This guide covers the national test — federal mortgage law (TRID timing, RESPA, TILA/Reg Z, ECOA, HOEPA/QM), general mortgage knowledge, origination activities, ethics & fair lending, and the SAFE Act, with day-counting worked examples, 75 chapter questions and a full-length 120-question practice exam weighted like the test. AI-assisted study aid; federal text checked against the eCFR on 17 September 2026. PDF + EPUB.

New York Real Estate Salesperson Exam — Cram Sheet (2026)

A printable cram packet for the New York Real Estate Salesperson Exam exam. Every rule in it is free to read on PrepPass — what this buys is the arrangement: a RECALL twin of every sheet with the figures blanked, so you write each one instead of re-reading it; a concept self-test; four routes through the same pages for 14 days, 7 days, 3 days or tonight. US Letter, print double-sided. The rules New York Department of State tests change — every page carries the date its figures were checked.

NMLS SAFE MLO — Cram Sheet (2026)

A printable cram packet for the NMLS SAFE MLO (Mortgage Loan Originator) exam. Every rule in it is free to read on PrepPass — what this buys is the arrangement: every figure pulled out of its chapter and grouped by value, so the numbers the exam confuses sit side by side; a RECALL twin of every sheet with the figures blanked, so you write each one instead of re-reading it; a concept self-test; four routes through the same pages for 14 days, 7 days, 3 days or tonight; and a fold-out exam-morning card. US Letter, print double-sided. The rules Nationwide Multistate Licensing System (NMLS) / CSBS tests change — every page carries the date its figures were checked.