5 questions

Georgia Insurance & Exam Requirements

A company qualifying for Georgia's unlimited General Contractor license must maintain general liability insurance of at least:

  • a.No general liability insurance is required
  • b.$100,000
  • c.$50,000
  • d.$500,000✓

The General Contractor classification requires at least $500,000 in general liability coverage (the same minimum as Residential-Light-Commercial), reflecting its broad scope. Residential-Basic carries the lower $300,000 minimum.Board Rules Ch. 553 (financial responsibility / insurance)

Georgia Insurance & Exam Requirements

Under the Georgia Workers' Compensation Act, an employer is generally required to carry workers' compensation coverage once it regularly employs how many workers?

  • a.2 or more
  • b.3 or more✓
  • c.1 or more
  • d.5 or more

Georgia requires workers' compensation coverage for employers that regularly employ three or more workers (O.C.G.A. §34-9-2). This differs from states like Florida, where the construction industry triggers coverage at a single employee.O.C.G.A. §34-9-2 (Georgia Workers' Compensation Act)

Georgia Insurance & Exam Requirements

Which reference is the primary approved study source for the Georgia contractor Business and Law examination?

  • a.The Georgia NASCLA Contractors Guide to Business, Law, and Project Management✓
  • b.The International Building Code only
  • c.The Florida Contractors Manual
  • d.The IRS Circular E

The Georgia-specific edition of the NASCLA Contractors Guide to Business, Law, and Project Management is the board-approved reference for the business and law exam. Because the exam is open book, knowing how to navigate this guide is essential.GA board approved reference (business & law)

Georgia Insurance & Exam Requirements

The Georgia contractor Business and Law examination is best described as:

  • a.An oral interview before the board
  • b.An open-book, multiple-choice exam covering licensing, estimating, business and financial management, tax, labor, project management and lien law, contracts, risk, and safety✓
  • c.A take-home essay assignment
  • d.A closed-book exam with a 90% passing score

The Georgia Business and Law exam is an open-book, multiple-choice test drawn from sections such as licensing, estimating and bidding, business organization and financial management, tax, labor, project management and lien law, contracts, risk management, and environmental and safety.GA board examination structure

Georgia Insurance & Exam Requirements

A candidate passes the NASCLA Accredited Commercial General Building exam and wants a Georgia General Contractor license. What else is required on the examination side?

  • a.The candidate must retake NASCLA every year
  • b.Nothing; the NASCLA exam alone grants the Georgia license
  • c.The candidate must also pass the Georgia Business and Law examination✓
  • d.The candidate must pass the Georgia bar examination

NASCLA satisfies only the trade/technical portion. To be licensed as a Georgia General Contractor, the candidate must also pass the separate Georgia Business and Law examination and meet the net-worth, insurance, and experience requirements.GA licensing path (business/law + trade)

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