Insurance & LiensQuestion 473 of 1632

A contractor's employee causes an accident while driving a company truck to a job site. Which policy is primarily intended to respond to the resulting third-party vehicle and injury claims?

a.Builder's risk insurance
b.The contractor license bond
c.Errors and omissions insurance
d.Commercial auto insurance

Explanation

Commercial auto insurance covers liability and damage arising from vehicles used in the contractor's business. Personal auto policies generally exclude vehicles used for business purposes.

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Reviewed by Abraham Chen — Licensed California General Contractor (CSLB License #1101856 — verify)
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