An LLC seeking a contractor's license in California must maintain a separate Liability Insurance policy with aggregate limits of at least:
Explanation
B&P §7071.19 sets the LLC's liability insurance at an aggregate of at least $1,000,000 for five or fewer listed persons, with $100,000 added for each additional person and a $5,000,000 ceiling. (a) and (d) state flat numbers and lose the scaling that is the point of the section. (c) treats the insurance and the bond as alternatives: the $100,000 bond under §7071.6.5 answers employees' wage and fringe-benefit claims and is required in addition to this insurance, not instead of it.
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