Insurance & LiensQuestion 1565 of 1605
An owner asks the contractor to provide a certificate of insurance naming the owner as additional insured. For the owner to actually have that status, the certificate must be accompanied by, or reflect:
a.A recorded mechanics lien
b.The contractor's bank statement
c.An additional insured endorsement issued by the insurer
d.A cancellation notice
Explanation
The certificate alone does not confer additional insured status; an additional insured endorsement issued by the insurer is required. Prudent owners request a copy of the endorsement rather than relying on the certificate's representation.
Practice all 1605 questions free — no signup required.
Related questions on this topic
- A mechanics lien on a private project should describe the property with:
- 'Additional insured' status is most valuable to an upstream party (like an owner or GC) because it:
- A design professional (e.g., architect) who provided services for a private work of improvement authorized by the owner:
- A stop payment notice, unlike a mechanics lien, does NOT need to be:
- A contractor hires day laborers and pays them cash, believing they are 'independent contractors,' and carries no workers' compensation. If a laborer is injured, the contractor most likely:
- A supplier first delivered materials on Day 1 but did not serve its preliminary notice until Day 40. Under the notice rules, the supplier may claim a lien/stop-notice for materials furnished:
Last reviewed: · editorial process
Sen Lin, PrepPass Founder · Verified against California CSLB Contractor License Law & Business Exam · How we review
Reviewed by Abraham Chen — Licensed California General Contractor (CSLB License #1101856 — verify)