Insurance & LiensQuestion 1502 of 1632
Which of the following is generally NOT covered by a standard Commercial General Liability policy?
a.Property damage to a neighbor's fence caused by the contractor
b.Legal defense costs for a covered third-party claim
c.Bodily injury to a passerby caused by the contractor's operations
d.The cost to repair the contractor's own defective workmanship
Explanation
CGL policies typically exclude the cost of repairing the insured contractor's own defective work (the 'your work' exclusion), while covering resulting third-party bodily injury and property damage plus defense costs. Faulty-work repair is a business risk, not an insured peril.
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PrepPass team · Verified against California CSLB Contractor License Law & Business Exam · How we review
Reviewed by Abraham Chen — Licensed California General Contractor (CSLB License #1101856 — verify)