Insurance & LiensQuestion 1503 of 1605
Commercial auto insurance for a contractor is primarily intended to cover:
a.Damage to buildings under construction
b.Liability and physical damage arising from the use of the contractor's vehicles
c.Theft of tools from a jobsite trailer
d.Injuries to employees indoors
Explanation
Commercial auto insurance covers liability and physical damage connected to the contractor's owned, hired, and non-owned vehicles. Structures under construction fall under builder's risk; employee injuries under workers' comp; tool theft under inland marine/property coverage.
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Reviewed by Abraham Chen — Licensed California General Contractor (CSLB License #1101856 — verify)