Insurance & LiensQuestion 1554 of 1605
A subcontractor who is added as additional insured on NO ONE's policy and carries its own CGL is protected for third-party claims:
a.Not at all
b.Only by workers' compensation
c.Only by the GC's policy
d.By its own CGL policy, subject to its terms and limits
Explanation
A subcontractor's own CGL policy protects it against covered third-party bodily injury and property damage claims arising from its operations, subject to policy terms, exclusions, and limits — independent of whether it is an additional insured on anyone else's policy.
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Related questions on this topic
- Under California's workers' compensation system, an employee injured on the job generally receives benefits:
- A contractor's 'umbrella' or 'excess' liability policy is designed to:
- Which of the following must a valid recorded mechanics lien include?
- The construction lender must be served with a preliminary notice by a claimant lacking an owner contract primarily so the claimant can later:
- On a public works project, subcontractors generally CANNOT record a mechanics lien against the public property. Their principal payment security instead is the:
- After an owner records a lien release bond of 125%, an unpaid subcontractor who wants to be paid must now pursue:
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Sen Lin, PrepPass Founder · Verified against California CSLB Contractor License Law & Business Exam · How we review
Reviewed by Abraham Chen — Licensed California General Contractor (CSLB License #1101856 — verify)