PrepPass team · Verified against Arkansas Insurance Department · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)

How hard is the Arkansas Life & Health Insurance exam?

Quick answer

The Arkansas Life & Health Insurance exam is a serious, studiable test — its difficulty comes less from any single hard idea than from the breadth of material across 13 weighted content areas. You must score 70%, which leaves little room for guessing. Candidates who drill real practice questions by topic until they consistently clear the standard you need usually pass on the first try — PrepPass has 411+ free Arkansas Life & Health Insurance practice questions with explanations.

How to make the Arkansas Life & Health Insurance exam easier

The single best predictor of passing is practicing real questions until you consistently clear the standard you need. PrepPass has 411+ free Arkansas Life & Health Insurance practice questions with answer explanations and a full timed mock exam — no signup required.

Studying in order?

In the Arkansas Life & Health Insurance Producer Exam guide: A KEY CONCEPT box, a Common Traps list and a Check Yourself set closing each of the 9 national chapters. Practice here stays free.

Get the book — $19.99

The Arkansas Life & Health Insurance exam at a glance

70%
to pass
13
content areas

The 13 content areas on the Arkansas Life & Health Insurance exam

The exam is built from weighted content areas — focus your study time where the weight is. These weights are how PrepPass has organized the material; check the exam authority’s own outline for its published breakdown.

General Insurance Concepts10%
Life Insurance Basics12%
Life Insurance Policies13%
Life Policy Provisions, Riders, Options & Exclusions12%
Annuities10%
Life & Annuity Taxation and Uses8%
Health Insurance Basics10%
Health Policies13%
Health Policy Provisions, Clauses & Riders7%
Group Insurance, Social Insurance & Senior Products5%
Arkansas Producer Licensing40%
Arkansas Insurance Law35%
Arkansas Ethics & Marketing25%

How the Arkansas Life & Health Insurance exam is administered

Arkansas Insurance Department oversees licensing. The exam is delivered by PSI. Prelicensing education: 20 hours per line of authority. Confirm the current details with the official authority before you rely on them.

What is the pass rate, and can you retake it?

Wondering about pass rates and what happens if you don't pass the first time?

See Arkansas Life & Health Insurancepass rate & retake rules →

Frequently asked questions

What score do you need to pass the Arkansas Life & Health Insurance exam?+

You need to score 70% on the Arkansas Life & Health Insurance exam.

Who regulates life & health insurance licensing in Arkansas?+

The Arkansas Insurance Department (AID) licenses producers and contracts with PSI Services to administer the Life & Health producer examinations.

Does Arkansas require prelicensing education for the life & health exam?+

Yes. Arkansas requires 20 hours of prelicensing education per line of authority, completed before you take the state licensing exam.

How is the Arkansas life & health exam administered?+

The exam is delivered by PSI Services, with separate Life and Health sections, each requiring a 70% passing standard.

How should I study for the Arkansas Life & Health Insurance exam?+

Focus your time on the heaviest content areas, then drill practice questions by topic until you consistently clear the standard you need. PrepPass has 411+ free Arkansas Life & Health Insurance practice questions with full explanations and a timed mock exam.

Last updated: August 2026

Report