California Life & Health Insurance pass rate & how retakes work
There is no official published pass rate for the California Life & Health Insurance exam — like most licensing exams, results are reported as pass or fail, so any specific "California Life & Health Insurance pass rate" figure online is an unofficial estimate, not a number from the exam authority. What matters is the passing standard set by the authority; if you don't pass, you can retake the exam. Confirm the current passing score and retake rules on the official authority's site.
Is there a published California Life & Health Insurance pass rate?
No. The exam authority reports each candidate's result only as pass or fail and does not release an official first-time or overall pass rate. Any exact "California Life & Health Insurancepass rate" figure you see online is an unofficial estimate, not a number from the authority.
California Life & Health Insurance facts
How many times can you retake the California Life & Health Insurance exam?
There is generally no fixed lifetime cap. Here is how retakes work:
- If you don't pass, you can retake the exam. Each attempt generally requires registering (and paying any exam fee) again.
- The exam authority sets the retake policy, including any required waiting period between attempts. Confirm the exact wait on the official site before you rebook.
- You can prepare between attempts with unlimited free practice — PrepPass has 174+ free California Life & Health Insurance practice questions with explanations.
The best way to pass on the first try
Retakes cost time and, often, another exam fee — so the goal is to pass the first time. The most reliable way is to practice real questions until you consistently clear the passing mark. PrepPass has 174+ free California Life & Health Insurance practice questions with answer explanations and a full timed mock exam — no signup required.
Want the full picture of the difficulty and the content areas?
See how hard the California Life & Health Insurance exam is →Frequently asked questions
What is the California Life & Health Insurance pass rate?+
There is no official published pass rate — results are reported only as pass or fail. Any specific pass-rate percentage online is an unofficial estimate.
What happens if you fail the California Life & Health Insurance exam?+
You can retake it. The authority may require a waiting period between attempts, so check the official page for the current rule. Studying real practice questions until you consistently clear the passing mark is the most reliable way to pass the next attempt.
Who regulates life & health insurance licensing in California?+
The California Department of Insurance (CDI), through its Producer Licensing Bureau, licenses life and accident & health agents in California. CDI contracts with PSI Services to schedule and deliver the licensing exams.
Does California still require prelicensing education for the life & health exam?+
California's prelicensing rules changed for 2026. Under AB 943, the prior line-specific prelicensing hour requirements for Life-Only and Accident & Health were removed effective January 1, 2026; the mandatory 12-hour code-and-ethics course must still be completed before a license is issued. Confirm the current requirement on the CDI site before enrolling.
Who administers the California life & health insurance exam?+
PSI Services administers California's producer licensing exams at test centers statewide on behalf of the California Department of Insurance.
Scoring and retake rules — confirm on the official authority:
California Department of Insurance (CDI) →https://www.insurance.ca.gov/0200-industry/0200-prod-licensing/0100-applicant-info/0800-exam-info/ →https://www.psiexams.com/ →Last updated: August 2026