Sen Lin, PrepPass Founder · Verified against Connecticut Insurance Department · How we review
Reviewed by John Zihao Zhang California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 verify)

How hard is the Connecticut Life & Health Insurance exam?

Quick answer

The Connecticut Life & Health Insurance exam is a serious, studiable test — its difficulty comes less from any single hard idea than from the breadth of material across 13 weighted content areas. You must score 70%, which leaves little room for guessing. Candidates who drill real practice questions by topic until they consistently clear the passing mark usually pass on the first try — PrepPass has 39+ free Connecticut Life & Health Insurance practice questions with explanations.

The Connecticut Life & Health Insurance exam at a glance

70%
to pass
13
content areas

The 13 content areas on the Connecticut Life & Health Insurance exam

The exam is built from weighted content areas — focus your study time where the weight is. Weights reflect the official content outline.

General Insurance Concepts10%
Life Insurance Basics12%
Life Insurance Policies13%
Life Policy Provisions, Riders, Options & Exclusions12%
Annuities10%
Life & Annuity Taxation and Uses8%
Health Insurance Basics10%
Health Policies13%
Health Policy Provisions, Clauses & Riders7%
Group Insurance, Social Insurance & Senior Products5%
Connecticut Producer Licensing40%
Connecticut Insurance Law35%
Connecticut Ethics & Marketing25%

How the Connecticut Life & Health Insurance exam is administered

Connecticut Insurance Department oversees licensing. The exam is delivered by Prometric. Confirm the current details with the official authority before you rely on them.

How to make the Connecticut Life & Health Insurance exam easier

The single best predictor of passing is practicing real questions until you consistently clear the passing mark. PrepPass has 39+ free Connecticut Life & Health Insurance practice questions with answer explanations and a full timed mock exam — no signup required.

What is the pass rate, and can you retake it?

Wondering about pass rates and what happens if you don't pass the first time?

See Connecticut Life & Health Insurancepass rate & retake rules →

Frequently asked questions

What score do you need to pass the Connecticut Life & Health Insurance exam?+

You need to score 70% on the Connecticut Life & Health Insurance exam.

Who regulates life & health insurance licensing in Connecticut?+

The Connecticut Insurance Department (CID) licenses producers. Connecticut's licensing examinations are provided by Prometric.

What score do I need to pass the Connecticut life & health exam?+

You must score 70% or higher to pass. Connecticut licenses life and accident & health together, and the combined producer exam (Series 18-03) is a single sitting.

Does Connecticut require prelicensing education for the life & health exam?+

Confirm the current prelicensing requirement directly with the Connecticut Insurance Department before enrolling, as requirements can change.

How should I study for the Connecticut Life & Health Insurance exam?+

Focus your time on the heaviest content areas, then drill practice questions by topic until you consistently clear the passing mark. PrepPass has 39+ free Connecticut Life & Health Insurance practice questions with full explanations and a timed mock exam.

Last updated: August 2026

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