Sen Lin, PrepPass Founder · Verified against Georgia Office of Insurance and Safety Fire Commissioner · How we review
Reviewed by John Zihao Zhang California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 verify)

How hard is the Georgia Life & Health Insurance exam?

Quick answer

The Georgia Life & Health Insurance exam is a serious, studiable test — its difficulty comes less from any single hard idea than from the breadth of material across 13 weighted content areas. You must score 70%, which leaves little room for guessing. Candidates who drill real practice questions by topic until they consistently clear the passing mark usually pass on the first try — PrepPass has 39+ free Georgia Life & Health Insurance practice questions with explanations.

The Georgia Life & Health Insurance exam at a glance

70%
to pass
13
content areas

The 13 content areas on the Georgia Life & Health Insurance exam

The exam is built from weighted content areas — focus your study time where the weight is. Weights reflect the official content outline.

General Insurance Concepts10%
Life Insurance Basics12%
Life Insurance Policies13%
Life Policy Provisions, Riders, Options & Exclusions12%
Annuities10%
Life & Annuity Taxation and Uses8%
Health Insurance Basics10%
Health Policies13%
Health Policy Provisions, Clauses & Riders7%
Group Insurance, Social Insurance & Senior Products5%
Georgia Producer Licensing40%
Georgia Insurance Law35%
Georgia Ethics & Marketing25%

How the Georgia Life & Health Insurance exam is administered

Georgia Office of Commissioner of Insurance and Safety Fire oversees licensing. The exam is delivered by Pearson VUE. Prelicensing education: 16 hours combined (8 hours per line; reduced from 20 in 2025). Confirm the current details with the official authority before you rely on them.

How to make the Georgia Life & Health Insurance exam easier

The single best predictor of passing is practicing real questions until you consistently clear the passing mark. PrepPass has 39+ free Georgia Life & Health Insurance practice questions with answer explanations and a full timed mock exam — no signup required.

What is the pass rate, and can you retake it?

Wondering about pass rates and what happens if you don't pass the first time?

See Georgia Life & Health Insurancepass rate & retake rules →

Frequently asked questions

What score do you need to pass the Georgia Life & Health Insurance exam?+

You need to score 70% on the Georgia Life & Health Insurance exam.

Who regulates life & health insurance licensing in Georgia?+

The Georgia Office of Commissioner of Insurance and Safety Fire licenses life, accident & sickness agents. Georgia uses Pearson VUE to administer its licensing examinations.

Does Georgia require prelicensing education for the life & health exam?+

Yes, but the requirement was reduced in 2025. Effective June 24, 2025, Georgia lowered prelicensing education to 8 hours per line of authority (16 hours for the combined Life, Accident & Sickness path), down from 20 hours per line.

How is the Georgia life & health exam administered?+

The exam is delivered by Pearson VUE, and a minimum score of 70% is required to pass.

How should I study for the Georgia Life & Health Insurance exam?+

Focus your time on the heaviest content areas, then drill practice questions by topic until you consistently clear the passing mark. PrepPass has 39+ free Georgia Life & Health Insurance practice questions with full explanations and a timed mock exam.

Last updated: August 2026

Report