PrepPass team · Verified against Georgia Office of Insurance and Safety Fire Commissioner · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)

How hard is the Georgia Life & Health Insurance exam?

Quick answer

The Georgia Life & Health Insurance exam is a serious, studiable test — its difficulty comes less from any single hard idea than from the breadth of material across 13 weighted content areas. You must score 70%, which leaves little room for guessing. Candidates who drill real practice questions by topic until they consistently clear the standard you need usually pass on the first try — PrepPass has 411+ free Georgia Life & Health Insurance practice questions with explanations.

How to make the Georgia Life & Health Insurance exam easier

The single best predictor of passing is practicing real questions until you consistently clear the standard you need. PrepPass has 411+ free Georgia Life & Health Insurance practice questions with answer explanations and a full timed mock exam — no signup required.

Studying in order?

In the Georgia Life & Health Insurance Producer Exam guide: A KEY CONCEPT box, a Common Traps list and a Check Yourself set closing each of the 9 national chapters. Practice here stays free.

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The Georgia Life & Health Insurance exam at a glance

70%
to pass
13
content areas

The 13 content areas on the Georgia Life & Health Insurance exam

The exam is built from weighted content areas — focus your study time where the weight is. These weights are how PrepPass has organized the material; check the exam authority’s own outline for its published breakdown.

General Insurance Concepts10%
Life Insurance Basics12%
Life Insurance Policies13%
Life Policy Provisions, Riders, Options & Exclusions12%
Annuities10%
Life & Annuity Taxation and Uses8%
Health Insurance Basics10%
Health Policies13%
Health Policy Provisions, Clauses & Riders7%
Group Insurance, Social Insurance & Senior Products5%
Georgia Producer Licensing40%
Georgia Insurance Law35%
Georgia Ethics & Marketing25%

How the Georgia Life & Health Insurance exam is administered

Georgia Office of Commissioner of Insurance and Safety Fire oversees licensing. The exam is delivered by Pearson VUE. Prelicensing education: 16 hours combined (8 hours per line; reduced from 20 in 2025). Confirm the current details with the official authority before you rely on them.

What is the pass rate, and can you retake it?

Wondering about pass rates and what happens if you don't pass the first time?

See Georgia Life & Health Insurancepass rate & retake rules →

Frequently asked questions

What score do you need to pass the Georgia Life & Health Insurance exam?+

You need to score 70% on the Georgia Life & Health Insurance exam.

Who regulates life & health insurance licensing in Georgia?+

The Georgia Office of Commissioner of Insurance and Safety Fire licenses life, accident & sickness agents. Georgia uses Pearson VUE to administer its licensing examinations.

Does Georgia require prelicensing education for the life & health exam?+

Yes, but the requirement was reduced in 2025. Effective June 24, 2025, Georgia lowered prelicensing education to 8 hours per line of authority (16 hours for the combined Life, Accident & Sickness path), down from 20 hours per line.

How is the Georgia life & health exam administered?+

The exam is delivered by Pearson VUE, and a minimum score of 70% is required to pass.

How should I study for the Georgia Life & Health Insurance exam?+

Focus your time on the heaviest content areas, then drill practice questions by topic until you consistently clear the standard you need. PrepPass has 411+ free Georgia Life & Health Insurance practice questions with full explanations and a timed mock exam.

Last updated: August 2026

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