Sen Lin, PrepPass Founder · Verified against Kansas Insurance Department · How we review
Reviewed by John Zihao Zhang California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 verify)

How hard is the Kansas Life & Health Insurance exam?

Quick answer

The Kansas Life & Health Insurance exam is a serious, studiable test — its difficulty comes less from any single hard idea than from the breadth of material across 13 weighted content areas. You must score 70%, which leaves little room for guessing. Candidates who drill real practice questions by topic until they consistently clear the passing mark usually pass on the first try — PrepPass has 40+ free Kansas Life & Health Insurance practice questions with explanations.

The Kansas Life & Health Insurance exam at a glance

70%
to pass
13
content areas

The 13 content areas on the Kansas Life & Health Insurance exam

The exam is built from weighted content areas — focus your study time where the weight is. Weights reflect the official content outline.

General Insurance Concepts10%
Life Insurance Basics12%
Life Insurance Policies13%
Life Policy Provisions, Riders, Options & Exclusions12%
Annuities10%
Life & Annuity Taxation and Uses8%
Health Insurance Basics10%
Health Policies13%
Health Policy Provisions, Clauses & Riders7%
Group Insurance, Social Insurance & Senior Products5%
Kansas Producer Licensing40%
Kansas Insurance Law35%
Kansas Ethics & Marketing25%

How the Kansas Life & Health Insurance exam is administered

Kansas Insurance Department oversees licensing. The exam is delivered by Pearson VUE. Prelicensing education: 20 hours per line (life; and accident & health). Confirm the current details with the official authority before you rely on them.

How to make the Kansas Life & Health Insurance exam easier

The single best predictor of passing is practicing real questions until you consistently clear the passing mark. PrepPass has 40+ free Kansas Life & Health Insurance practice questions with answer explanations and a full timed mock exam — no signup required.

What is the pass rate, and can you retake it?

Wondering about pass rates and what happens if you don't pass the first time?

See Kansas Life & Health Insurancepass rate & retake rules →

Frequently asked questions

What score do you need to pass the Kansas Life & Health Insurance exam?+

You need to score 70% on the Kansas Life & Health Insurance exam.

Who regulates life & health insurance licensing in Kansas?+

The Kansas Insurance Department licenses producers and contracts with Pearson VUE to administer the licensing examinations, available at test centers or via remote online proctoring.

Does Kansas require prelicensing education for the life & health exam?+

Yes. Kansas requires 20 hours of prelicensing coursework for the Life line and an additional 20 hours for the Accident & Health or Sickness line.

What score do I need to pass the Kansas life & health exam?+

The minimum passing score for both the Life exam and the Accident & Health exam is 70% at a Pearson VUE testing center.

How should I study for the Kansas Life & Health Insurance exam?+

Focus your time on the heaviest content areas, then drill practice questions by topic until you consistently clear the passing mark. PrepPass has 40+ free Kansas Life & Health Insurance practice questions with full explanations and a timed mock exam.

Last updated: August 2026

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