Sen Lin, PrepPass Founder · Verified against Montana Commissioner of Securities and Insurance (CSI) · How we review
Reviewed by John Zihao Zhang California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 verify)

Montana Life & Health Insurance pass rate & how retakes work

Quick answer

There is no official published pass rate for the Montana Life & Health Insurance exam — like most licensing exams, results are reported as pass or fail, so any specific "Montana Life & Health Insurance pass rate" figure online is an unofficial estimate, not a number from the exam authority. What matters is the passing standard set by the authority; if you don't pass, you can retake the exam. Confirm the current passing score and retake rules on the official authority's site.

Is there a published Montana Life & Health Insurance pass rate?

No. The exam authority reports each candidate's result only as pass or fail and does not release an official first-time or overall pass rate. Any exact "Montana Life & Health Insurancepass rate" figure you see online is an unofficial estimate, not a number from the authority.

Montana Life & Health Insurance facts

Pearson VUE
exam vendor
Allowed
retakes

How many times can you retake the Montana Life & Health Insurance exam?

There is generally no fixed lifetime cap. Here is how retakes work:

  • If you don't pass, you can retake the exam. Each attempt generally requires registering (and paying any exam fee) again.
  • The exam authority sets the retake policy, including any required waiting period between attempts. Confirm the exact wait on the official site before you rebook.
  • You can prepare between attempts with unlimited free practice — PrepPass has 40+ free Montana Life & Health Insurance practice questions with explanations.

The best way to pass on the first try

Retakes cost time and, often, another exam fee — so the goal is to pass the first time. The most reliable way is to practice real questions until you consistently clear the passing mark. PrepPass has 40+ free Montana Life & Health Insurance practice questions with answer explanations and a full timed mock exam — no signup required.

How hard is the exam, really?

Want the full picture of the difficulty and the content areas?

See how hard the Montana Life & Health Insurance exam is →

Frequently asked questions

What is the Montana Life & Health Insurance pass rate?+

There is no official published pass rate — results are reported only as pass or fail. Any specific pass-rate percentage online is an unofficial estimate.

What happens if you fail the Montana Life & Health Insurance exam?+

You can retake it. The authority may require a waiting period between attempts, so check the official page for the current rule. Studying real practice questions until you consistently clear the passing mark is the most reliable way to pass the next attempt.

Who regulates life & health insurance licensing in Montana?+

The Montana Commissioner of Securities and Insurance (Office of the State Auditor) licenses producers. Montana's licensing exams are administered by Pearson VUE.

How is the Montana life & health exam structured?+

Montana uses separate Life and Accident & Health exams delivered by Pearson VUE. Prelicensing courses are approved by the Commissioner of Securities and Insurance.

What score do I need to pass the Montana life & health exam?+

Montana's passing threshold is reported to be higher than the 70% used in many states, so confirm the exact requirement for your exam with the Commissioner of Securities and Insurance before testing.

Last updated: August 2026

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