Sen Lin, PrepPass Founder · Verified against New Mexico Office of Superintendent of Insurance · How we review
Reviewed by John Zihao Zhang California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 verify)

How hard is the New Mexico Life & Health Insurance exam?

Quick answer

The New Mexico Life & Health Insurance exam is a serious, studiable test — its difficulty comes less from any single hard idea than from the breadth of material across 13 weighted content areas. You must score 70%, which leaves little room for guessing. Candidates who drill real practice questions by topic until they consistently clear the passing mark usually pass on the first try — PrepPass has 40+ free New Mexico Life & Health Insurance practice questions with explanations.

The New Mexico Life & Health Insurance exam at a glance

70%
to pass
13
content areas

The 13 content areas on the New Mexico Life & Health Insurance exam

The exam is built from weighted content areas — focus your study time where the weight is. Weights reflect the official content outline.

General Insurance Concepts10%
Life Insurance Basics12%
Life Insurance Policies13%
Life Policy Provisions, Riders, Options & Exclusions12%
Annuities10%
Life & Annuity Taxation and Uses8%
Health Insurance Basics10%
Health Policies13%
Health Policy Provisions, Clauses & Riders7%
Group Insurance, Social Insurance & Senior Products5%
New Mexico Producer Licensing40%
New Mexico Insurance Law35%
New Mexico Ethics & Marketing25%

How the New Mexico Life & Health Insurance exam is administered

New Mexico Office of Superintendent of Insurance oversees licensing. The exam is delivered by PSI. Confirm the current details with the official authority before you rely on them.

How to make the New Mexico Life & Health Insurance exam easier

The single best predictor of passing is practicing real questions until you consistently clear the passing mark. PrepPass has 40+ free New Mexico Life & Health Insurance practice questions with answer explanations and a full timed mock exam — no signup required.

What is the pass rate, and can you retake it?

Wondering about pass rates and what happens if you don't pass the first time?

See New Mexico Life & Health Insurancepass rate & retake rules →

Frequently asked questions

What score do you need to pass the New Mexico Life & Health Insurance exam?+

You need to score 70% on the New Mexico Life & Health Insurance exam.

Who regulates life & health insurance licensing in New Mexico?+

The New Mexico Office of Superintendent of Insurance (OSI) licenses producers and has contracted with PSI Services to conduct its examination program.

What score do I need to pass the New Mexico life & health exam?+

The Agent's Examination for Life, Accident and Health Insurance requires a passing score of 70%, delivered by PSI in person or via remote proctoring.

Who issues the New Mexico life & health license?+

Licenses are granted by the New Mexico Office of Superintendent of Insurance after you pass the exam and complete the application.

How should I study for the New Mexico Life & Health Insurance exam?+

Focus your time on the heaviest content areas, then drill practice questions by topic until you consistently clear the passing mark. PrepPass has 40+ free New Mexico Life & Health Insurance practice questions with full explanations and a timed mock exam.

Last updated: August 2026

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