Oregon Life & Health Insurance pass rate & how retakes work
There is no official published pass rate for the Oregon Life & Health Insurance exam — like most licensing exams, results are reported as pass or fail, so any specific "Oregon Life & Health Insurance pass rate" figure online is an unofficial estimate, not a number from the exam authority. What is defined is the passing score: you must score 70%. If you don't pass, you can retake the exam.
Is there a published Oregon Life & Health Insurance pass rate?
No. The exam authority reports each candidate's result only as pass or fail and does not release an official first-time or overall pass rate. Any exact "Oregon Life & Health Insurancepass rate" figure you see online is an unofficial estimate, not a number from the authority.
The one "pass" number that is actually defined is the passing score — 70%. That is a passing SCORE, not a pass RATE, and the two are easy to confuse.
Oregon Life & Health Insurance facts
How many times can you retake the Oregon Life & Health Insurance exam?
There is generally no fixed lifetime cap. Here is how retakes work:
- If you don't pass, you can retake the exam. Each attempt generally requires registering (and paying any exam fee) again.
- The exam authority sets the retake policy, including any required waiting period between attempts. Confirm the exact wait on the official site before you rebook.
- You can prepare between attempts with unlimited free practice — PrepPass has 40+ free Oregon Life & Health Insurance practice questions with explanations.
The best way to pass on the first try
Retakes cost time and, often, another exam fee — so the goal is to pass the first time. The most reliable way is to practice real questions until you consistently clear the passing mark. PrepPass has 40+ free Oregon Life & Health Insurance practice questions with answer explanations and a full timed mock exam — no signup required.
Want the full picture of the difficulty and the content areas?
See how hard the Oregon Life & Health Insurance exam is →Frequently asked questions
What is the Oregon Life & Health Insurance pass rate?+
There is no official published pass rate — results are reported only as pass or fail. Any specific pass-rate percentage online is an unofficial estimate.
What score do you need to pass the Oregon Life & Health Insurance exam?+
You need to score 70%.
What happens if you fail the Oregon Life & Health Insurance exam?+
You can retake it. The authority may require a waiting period between attempts, so check the official page for the current rule. Studying real practice questions until you consistently clear the passing mark is the most reliable way to pass the next attempt.
Who regulates life & health insurance licensing in Oregon?+
The Oregon Division of Financial Regulation (part of the Department of Consumer and Business Services) licenses producers and uses PSI Services to administer the licensing examinations.
What score do I need to pass the Oregon life & health exam?+
Under Oregon Administrative Rules, an applicant passes when they score 70% or higher on the exam for the class or category.
Does Oregon require prelicensing education for the life & health exam?+
Oregon requires state-approved prelicensing education for the Life, Accident & Health lines; the exact hours can vary by line and configuration, so confirm the current requirement with the Division of Financial Regulation before enrolling.
Scoring and retake rules — confirm on the official authority:
Oregon Division of Financial Regulation →https://dfr.oregon.gov/business/licensing/insurance/pages/producer-licensing.aspx →https://www.psiexams.com/ →Last updated: August 2026