Rhode Island Life & Health Insurance pass rate & how retakes work
There is no official published pass rate for the Rhode Island Life & Health Insurance exam — like most licensing exams, results are reported as pass or fail, so any specific "Rhode Island Life & Health Insurance pass rate" figure online is an unofficial estimate, not a number from the exam authority. What is defined is the passing score: you must score 70%. If you don't pass, you can retake the exam.
Is there a published Rhode Island Life & Health Insurance pass rate?
No. The exam authority reports each candidate's result only as pass or fail and does not release an official first-time or overall pass rate. Any exact "Rhode Island Life & Health Insurancepass rate" figure you see online is an unofficial estimate, not a number from the authority.
The one "pass" number that is actually defined is the passing score — 70%. That is a passing SCORE, not a pass RATE, and the two are easy to confuse.
Rhode Island Life & Health Insurance facts
How many times can you retake the Rhode Island Life & Health Insurance exam?
There is generally no fixed lifetime cap. Here is how retakes work:
- If you don't pass, you can retake the exam. Each attempt generally requires registering (and paying any exam fee) again.
- The exam authority sets the retake policy, including any required waiting period between attempts. Confirm the exact wait on the official site before you rebook.
- You can prepare between attempts with unlimited free practice — PrepPass has 40+ free Rhode Island Life & Health Insurance practice questions with explanations.
The best way to pass on the first try
Retakes cost time and, often, another exam fee — so the goal is to pass the first time. The most reliable way is to practice real questions until you consistently clear the passing mark. PrepPass has 40+ free Rhode Island Life & Health Insurance practice questions with answer explanations and a full timed mock exam — no signup required.
Want the full picture of the difficulty and the content areas?
See how hard the Rhode Island Life & Health Insurance exam is →Frequently asked questions
What is the Rhode Island Life & Health Insurance pass rate?+
There is no official published pass rate — results are reported only as pass or fail. Any specific pass-rate percentage online is an unofficial estimate.
What score do you need to pass the Rhode Island Life & Health Insurance exam?+
You need to score 70%.
What happens if you fail the Rhode Island Life & Health Insurance exam?+
You can retake it. The authority may require a waiting period between attempts, so check the official page for the current rule. Studying real practice questions until you consistently clear the passing mark is the most reliable way to pass the next attempt.
Who regulates life & health insurance licensing in Rhode Island?+
The Rhode Island Division of Insurance Regulation, within the Department of Business Regulation (DBR), licenses producers. Rhode Island uses Pearson VUE to administer the licensing examinations.
Does Rhode Island require prelicensing education for the life & health exam?+
No. Rhode Island does not require prelicensing education, though the state strongly recommends preparing through study courses.
Does Rhode Island offer a combined life & health exam?+
No. Rhode Island does not offer a combined Life & Health exam — you take separate Life and Accident & Health exams via Pearson VUE, each requiring a 70% passing score.
Scoring and retake rules — confirm on the official authority:
Rhode Island Department of Business Regulation (DBR), Insurance Division →https://dbr.ri.gov/divisions/insurance →https://www.pearsonvue.com/us/en/ri/insurance.html →Last updated: August 2026