How hard is the Tennessee Life & Health Insurance exam?
The Tennessee Life & Health Insurance exam is a serious, studiable test — its difficulty comes less from any single hard idea than from the breadth of material across 13 weighted content areas. You must score 70%, which leaves little room for guessing. Candidates who drill real practice questions by topic until they consistently clear the passing mark usually pass on the first try — PrepPass has 40+ free Tennessee Life & Health Insurance practice questions with explanations.
The Tennessee Life & Health Insurance exam at a glance
The 13 content areas on the Tennessee Life & Health Insurance exam
The exam is built from weighted content areas — focus your study time where the weight is. Weights reflect the official content outline.
How the Tennessee Life & Health Insurance exam is administered
Tennessee Department of Commerce and Insurance oversees licensing. The exam is delivered by Pearson VUE. Prelicensing education: None (state-mandated prelicensing was removed effective March 21, 2023). Confirm the current details with the official authority before you rely on them.
How to make the Tennessee Life & Health Insurance exam easier
The single best predictor of passing is practicing real questions until you consistently clear the passing mark. PrepPass has 40+ free Tennessee Life & Health Insurance practice questions with answer explanations and a full timed mock exam — no signup required.
Wondering about pass rates and what happens if you don't pass the first time?
See Tennessee Life & Health Insurancepass rate & retake rules →Frequently asked questions
What score do you need to pass the Tennessee Life & Health Insurance exam?+
You need to score 70% on the Tennessee Life & Health Insurance exam.
Who regulates life & health insurance licensing in Tennessee?+
The Tennessee Department of Commerce and Insurance (TDCI) licenses producers and contracts with Pearson VUE to develop and administer the licensing examinations.
Does Tennessee require prelicensing education for the life & health exam?+
No. Tennessee removed its state-mandated prelicensing education requirement for insurance producers effective March 21, 2023, though a prep course is still recommended.
How is the Tennessee life & health exam administered?+
The exam is delivered by Pearson VUE, and a 70% passing score is required.
How should I study for the Tennessee Life & Health Insurance exam?+
Focus your time on the heaviest content areas, then drill practice questions by topic until you consistently clear the passing mark. PrepPass has 40+ free Tennessee Life & Health Insurance practice questions with full explanations and a timed mock exam.
Exam details verified against the official authority:
Tennessee Department of Commerce and Insurance (TDCI) →https://www.tn.gov/commerce/insurance.html →https://www.pearsonvue.com/us/en/tn/insurance.html →Last updated: August 2026