How hard is the Virginia Life & Health Insurance exam?
The Virginia Life & Health Insurance exam is a serious, studiable test — its difficulty comes less from any single hard idea than from the breadth of material across 13 weighted content areas. You must score 70%, which leaves little room for guessing. Candidates who drill real practice questions by topic until they consistently clear the standard you need usually pass on the first try — PrepPass has 412+ free Virginia Life & Health Insurance practice questions with explanations.
How to make the Virginia Life & Health Insurance exam easier
The single best predictor of passing is practicing real questions until you consistently clear the standard you need. PrepPass has 412+ free Virginia Life & Health Insurance practice questions with answer explanations and a full timed mock exam — no signup required.
In the Virginia Life & Health Insurance Producer Exam guide: A KEY CONCEPT box, a Common Traps list and a Check Yourself set closing each of the 9 national chapters. Practice here stays free.
The Virginia Life & Health Insurance exam at a glance
The 13 content areas on the Virginia Life & Health Insurance exam
The exam is built from weighted content areas — focus your study time where the weight is. These weights are how PrepPass has organized the material; check the exam authority’s own outline for its published breakdown.
How the Virginia Life & Health Insurance exam is administered
Virginia State Corporation Commission, Bureau of Insurance oversees licensing. The exam is delivered by Prometric. Prelicensing education: None. Confirm the current details with the official authority before you rely on them.
Wondering about pass rates and what happens if you don't pass the first time?
See Virginia Life & Health Insurancepass rate & retake rules →Frequently asked questions
What score do you need to pass the Virginia Life & Health Insurance exam?+
You need to score 70% on the Virginia Life & Health Insurance exam.
Who regulates life & health insurance licensing in Virginia?+
The Virginia State Corporation Commission's Bureau of Insurance licenses life, annuities & health agents. Virginia contracts with Prometric — not Pearson VUE or PSI — to administer its licensing examinations.
Does Virginia require prelicensing education for the life & health exam?+
No. Virginia is one of the few states that does not require prelicensing education before you sit for the exam; you may schedule directly with Prometric.
How long is my Virginia passing score valid?+
A passing score (70%) is valid for 183 calendar days, within which you must submit your complete license application to the Bureau of Insurance.
How should I study for the Virginia Life & Health Insurance exam?+
Focus your time on the heaviest content areas, then drill practice questions by topic until you consistently clear the standard you need. PrepPass has 412+ free Virginia Life & Health Insurance practice questions with full explanations and a timed mock exam.
Exam details verified against the official authority:
Virginia State Corporation Commission, Bureau of Insurance →https://www.scc.virginia.gov/regulated-industries/bureau-of-insurance/licensed-agent →https://www.prometric.com/exams/insurance-va/ →Last updated: August 2026