PrepPass team · Verified against Illinois Department of Insurance · How we review

Illinois Property & Casualty Insurance License pass rate & how retakes work

Quick answer

PrepPass has not verified whether Illinois Department of Insurance publishes a pass rate for the Illinois Property & Casualty Insurance License exam, so we are not going to give you a percentage. Some exam authorities publish pass rates in annual or sunset-review reports rather than on their exam pages, and others genuinely publish none — until we have read the authority's own documents for this exam, we would only be guessing which it is. What we can tell you is that any exact "Illinois Property & Casualty Insurance License pass rate" figure you find on a prep site that does not cite an authority document is an unofficial estimate. Ask what it cites. The passing standard is a different thing from a pass rate, and for this exam it is published: 70%. Confirm it on Illinois Department of Insurance before you rely on it.

The best way to pass on the first try

Retakes cost time and, often, another exam fee — so the goal is to pass the first time. The most reliable way is to practice real questions until you consistently clear the standard you need. PrepPass has 324+ free Illinois Property & Casualty Insurance License practice questions with answer explanations and a full timed mock exam — no signup required.

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Is there a published Illinois Property & Casualty Insurance License pass rate?

We don't know, and we would rather say so than guess. PrepPass has not yet read Illinois Department of Insurance's own publications for this exam, so we cannot tell you either that a pass rate exists or that one does not. Both claims are claims about the authority, and both need a source.

This matters more than it sounds. Pass rates often sit somewhere other than the exam page — in an annual report, a legislative sunset review, or a statistics dashboard. California's contractor board, for one, publishes its Law & Business pass rate in a report to the Legislature and nowhere else, which is why almost no prep site has it. So the absence of a figure on the registration page is not evidence that none is published.

Until we have checked, treat any exact "Illinois Property & Casualty Insurance Licensepass rate" percentage you find online as an unofficial estimate unless it links to an authority document you can open yourself.

Start here — the exam authority itself: Illinois Department of Insurance →

Illinois Property & Casualty Insurance License facts

70%
published passing standard
Pearson VUE
exam vendor
Allowed
retakes

How many times can you retake the Illinois Property & Casualty Insurance License exam?

There is generally no fixed lifetime cap. Here is how retakes work:

  • If you don't pass, you can retake the exam. Each attempt generally requires registering (and paying any exam fee) again.
  • The exam authority sets the retake policy, including any required waiting period between attempts. Confirm the exact wait on the official site before you rebook.
  • You can prepare between attempts with unlimited free practice — PrepPass has 324+ free Illinois Property & Casualty Insurance License practice questions with explanations.
How hard is the exam, really?

Want the full picture of the difficulty and the content areas?

See how hard the Illinois Property & Casualty Insurance License exam is →

Frequently asked questions

What is the Illinois Property & Casualty Insurance License pass rate?+

PrepPass has not verified whether Illinois Department of Insurance publishes one, so we do not state a figure. Any exact percentage you see on a prep site that does not cite an authority document is an unofficial estimate rather than a number from the exam authority.

What score do you need to pass the Illinois Property & Casualty Insurance License exam?+

The published passing standard is 70%. That is the authority's figure, not ours, and it is a passing SCORE — the bar you personally have to clear — not a pass RATE. Confirm it on Illinois Department of Insurance before you rely on it.

What happens if you fail the Illinois Property & Casualty Insurance License exam?+

You can retake it. The authority may require a waiting period between attempts, so check the official page for the current rule. Working through practice questions until you consistently clear the standard you need is the most reliable way to do better next time.

Who regulates property & casualty insurance licensing in Illinois?+

The Illinois Department of Insurance (IDOI) licenses property & casualty producers and contracts with Pearson VUE to administer the exams in person. The P&C authority includes personal and commercial property/casualty lines.

How is the Illinois P&C exam split?+

Illinois splits each property & casualty line of authority into a General portion and an Illinois State portion, and you must pass both (within the allowed window). The passing standard is 70%.

Does Illinois require prelicensing for the P&C exam?+

Yes — Illinois requires prelicensing education, part of which must be classroom or interactive, but the property & casualty hour requirement is set separately from other lines. Confirm the current P&C figure with IDOI before enrolling.

Last updated: September 2026

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