Michigan Property & Casualty Insurance License pass rate & how retakes work
PrepPass has not verified whether Michigan Department of Insurance and Financial Services publishes a pass rate for the Michigan Property & Casualty Insurance License exam, so we are not going to give you a percentage. Some exam authorities publish pass rates in annual or sunset-review reports rather than on their exam pages, and others genuinely publish none — until we have read the authority's own documents for this exam, we would only be guessing which it is. What we can tell you is that any exact "Michigan Property & Casualty Insurance License pass rate" figure you find on a prep site that does not cite an authority document is an unofficial estimate. Ask what it cites.
The best way to pass on the first try
Retakes cost time and, often, another exam fee — so the goal is to pass the first time. The most reliable way is to practice real questions until you consistently clear the standard you need. PrepPass has 325+ free Michigan Property & Casualty Insurance License practice questions with answer explanations and a full timed mock exam — no signup required.
Only in the book: 100 practice questions, every answer reasoned out rather than keyed — none of them in the free bank on this site. Practice here stays free.
Is there a published Michigan Property & Casualty Insurance License pass rate?
We don't know, and we would rather say so than guess. PrepPass has not yet read Michigan Department of Insurance and Financial Services's own publications for this exam, so we cannot tell you either that a pass rate exists or that one does not. Both claims are claims about the authority, and both need a source.
This matters more than it sounds. Pass rates often sit somewhere other than the exam page — in an annual report, a legislative sunset review, or a statistics dashboard. California's contractor board, for one, publishes its Law & Business pass rate in a report to the Legislature and nowhere else, which is why almost no prep site has it. So the absence of a figure on the registration page is not evidence that none is published.
Until we have checked, treat any exact "Michigan Property & Casualty Insurance Licensepass rate" percentage you find online as an unofficial estimate unless it links to an authority document you can open yourself.
Start here — the exam authority itself: Michigan Department of Insurance and Financial Services →
Michigan Property & Casualty Insurance License facts
How many times can you retake the Michigan Property & Casualty Insurance License exam?
There is generally no fixed lifetime cap. Here is how retakes work:
- If you don't pass, you can retake the exam. Each attempt generally requires registering (and paying any exam fee) again.
- The exam authority sets the retake policy, including any required waiting period between attempts. Confirm the exact wait on the official site before you rebook.
- You can prepare between attempts with unlimited free practice — PrepPass has 325+ free Michigan Property & Casualty Insurance License practice questions with explanations.
Want the full picture of the difficulty and the content areas?
See how hard the Michigan Property & Casualty Insurance License exam is →Frequently asked questions
What is the Michigan Property & Casualty Insurance License pass rate?+
PrepPass has not verified whether Michigan Department of Insurance and Financial Services publishes one, so we do not state a figure. Any exact percentage you see on a prep site that does not cite an authority document is an unofficial estimate rather than a number from the exam authority.
What happens if you fail the Michigan Property & Casualty Insurance License exam?+
You can retake it. The authority may require a waiting period between attempts, so check the official page for the current rule. Working through practice questions until you consistently clear the standard you need is the most reliable way to do better next time.
Who regulates property & casualty insurance licensing in Michigan?+
The Michigan Department of Insurance and Financial Services (DIFS) licenses property & casualty producers and contracts with PSI Services as its prelicensing and exam vendor. The P&C authority covers personal and commercial property/casualty business.
Does Michigan require prelicensing education for the P&C exam?+
Yes. Michigan requires approved prelicensing education for each line of authority, but property & casualty hours are counted separately from life & health — confirm the current P&C figure with DIFS. The prelicensing certificate is valid for 12 months.
What score do I need to pass the Michigan P&C exam?+
Michigan passing scores vary by exam and are not the standard 70% used in most states, so confirm the current threshold for the property & casualty exam with DIFS/PSI before testing.
Scoring and retake rules — confirm on the official authority:
Michigan Department of Insurance and Financial Services →https://www.michigan.gov/difs →https://www.psiexams.com/ →Last updated: September 2026