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New Hampshire Property & Casualty Insurance License Exam Cheat Sheet (2026)
A free, printable New Hampshire Property & Casualty Insurance License exam cheat sheet: the 38 highest-yield points to know, grouped into 12 sections that follow the exam's content areas, each section with its published weight.
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- The real New Hampshire Property & Casualty Insurance License exam: 70% to pass.
- Prints from your browser (Ctrl-P, or Cmd-P on a Mac) — the navigation, buttons and links drop out of the printed copy.
- 324 free New Hampshire Property & Casualty Insurance License practice questions on the same material, every one explained.
- Last updated: August 2026.
Only in the book: 100 practice questions, every answer reasoned out rather than keyed — none of them in the free bank on this site. Practice here stays free.
General Insurance Principles
12% of the exam- Risk, Peril, and Hazard
- Law of Large Numbers and Adverse Selection
- Insurable Interest and Indemnity
- Special Features of Insurance Contracts
Property Insurance Fundamentals
12% of the exam- Named Perils vs. Open Perils
- Valuation: ACV vs. Replacement Cost
- Deductibles and Coinsurance
- Other Insurance and Subrogation
Dwelling Policy (DP)
10% of the exam- Purpose and Eligibility
- The Three Dwelling Forms
- Coverage Structure
Homeowners Policy (HO)
15% of the exam- The Homeowners Forms
- Section I: Property Coverages
- Section II: Liability Coverages
Personal Auto Policy
14% of the exam- The Four Coverage Parts
- Collision vs. Other-Than-Collision
- Limits: Split vs. Combined Single Limit
- Uninsured vs. Underinsured Motorists
Casualty & Liability Insurance
12% of the exam- Negligence and Its Elements
- Categories of Liability
- Liability and Umbrella Policies
Commercial Lines
10% of the exam- Commercial Property and General Liability
- Package Policies and Business Income
- Specialty Property Lines
Workers Compensation
7% of the exam- The No-Fault Bargain
- Benefits Provided
- Structure of the Policy
Policy Structure & Provisions
8% of the exam- The Four Parts of a Policy
- Key Policy Conditions
- Binding and Terminating Coverage
New Hampshire P&C Insurance Law & Regulation
18% of the exam- The New Hampshire Insurance Department
- Unfair Trade Practices and Producer Conduct
- Cancellation and Nonrenewal Protections
New Hampshire Auto & Property Coverage Requirements
12% of the exam- Financial Responsibility Rather Than Universal Compulsory Insurance
- Minimum Limits When a Policy Is Written
- Uninsured/Underinsured Motorist Coverage
New Hampshire Producer Licensing & CE
10% of the exam- Getting Licensed
- Appointments and Renewal
Now prove you know them
Reading an outline is not the same as recalling it under exam pressure. Drill the free New Hampshire Property & Casualty Insurance License questions to find the areas you keep missing, then sit a full timed mock.
Study aid, not a substitute for the official material — always confirm the current rule with New Hampshire Insurance Department.