PrepPass team · Verified against New Mexico Office of Superintendent of Insurance · How we review

How hard is the New Mexico Property & Casualty Insurance License exam?

Quick answer

The New Mexico Property & Casualty Insurance License exam is a serious, studiable test — its difficulty comes less from any single hard idea than from the breadth of material across 12 weighted content areas. You must score 70%, which leaves little room for guessing. Candidates who drill real practice questions by topic until they consistently clear the standard you need usually pass on the first try — PrepPass has 324+ free New Mexico Property & Casualty Insurance License practice questions with explanations.

How to make the New Mexico Property & Casualty Insurance License exam easier

The single best predictor of passing is practicing real questions until you consistently clear the standard you need. PrepPass has 324+ free New Mexico Property & Casualty Insurance License practice questions with answer explanations and a full timed mock exam — no signup required.

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The New Mexico Property & Casualty Insurance License exam at a glance

70%
to pass
12
content areas

The 12 content areas on the New Mexico Property & Casualty Insurance License exam

The exam is built from weighted content areas — focus your study time where the weight is. These weights are how PrepPass has organized the material; check the exam authority’s own outline for its published breakdown.

General Insurance Principles12%
Property Insurance Fundamentals12%
Dwelling Policy (DP)10%
Homeowners Policy (HO)15%
Personal Auto Policy14%
Casualty & Liability Insurance12%
Commercial Lines10%
Workers Compensation7%
Policy Structure & Provisions8%
New Mexico P&C Law & Regulation18%
New Mexico Auto & Property Coverage12%
New Mexico Licensing & CE10%

How the New Mexico Property & Casualty Insurance License exam is administered

New Mexico Office of Superintendent of Insurance oversees licensing. The exam is delivered by PSI. Confirm the current details with the official authority before you rely on them.

What is the pass rate, and can you retake it?

Wondering about pass rates and what happens if you don't pass the first time?

See New Mexico Property & Casualty Insurance Licensepass rate & retake rules →

Frequently asked questions

What score do you need to pass the New Mexico Property & Casualty Insurance License exam?+

You need to score 70% on the New Mexico Property & Casualty Insurance License exam.

Who regulates property & casualty insurance licensing in New Mexico?+

The New Mexico Office of Superintendent of Insurance (OSI) licenses property & casualty producers and has contracted with PSI Services to conduct its examination program.

What score do I need to pass the New Mexico P&C exam?+

The Agent's Examination for Property and Casualty Insurance requires a passing score of 70%, delivered by PSI in person or via remote proctoring.

Who issues the New Mexico P&C license?+

Licenses are granted by the New Mexico Office of Superintendent of Insurance after you pass the exam and complete the application.

How should I study for the New Mexico Property & Casualty Insurance License exam?+

Focus your time on the heaviest content areas, then drill practice questions by topic until you consistently clear the standard you need. PrepPass has 324+ free New Mexico Property & Casualty Insurance License practice questions with full explanations and a timed mock exam.

Last updated: August 2026

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