PrepPass team · Verified against Oregon Division of Financial Regulation · How we review

How hard is the Oregon Property & Casualty Insurance License exam?

Quick answer

The Oregon Property & Casualty Insurance License exam is a serious, studiable test — its difficulty comes less from any single hard idea than from the breadth of material across 12 weighted content areas. You must score 70%, which leaves little room for guessing. Candidates who drill real practice questions by topic until they consistently clear the standard you need usually pass on the first try — PrepPass has 324+ free Oregon Property & Casualty Insurance License practice questions with explanations.

How to make the Oregon Property & Casualty Insurance License exam easier

The single best predictor of passing is practicing real questions until you consistently clear the standard you need. PrepPass has 324+ free Oregon Property & Casualty Insurance License practice questions with answer explanations and a full timed mock exam — no signup required.

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The Oregon Property & Casualty Insurance License exam at a glance

70%
to pass
12
content areas

The 12 content areas on the Oregon Property & Casualty Insurance License exam

The exam is built from weighted content areas — focus your study time where the weight is. These weights are how PrepPass has organized the material; check the exam authority’s own outline for its published breakdown.

General Insurance Principles12%
Property Insurance Fundamentals12%
Dwelling Policy (DP)10%
Homeowners Policy (HO)15%
Personal Auto Policy14%
Casualty & Liability Insurance12%
Commercial Lines10%
Workers Compensation7%
Policy Structure & Provisions8%
Oregon P&C Law & Regulation18%
Oregon Auto Coverage Law12%
Oregon Licensing & CE10%

How the Oregon Property & Casualty Insurance License exam is administered

Oregon Division of Financial Regulation oversees licensing. The exam is delivered by PSI. Confirm the current details with the official authority before you rely on them.

What is the pass rate, and can you retake it?

Wondering about pass rates and what happens if you don't pass the first time?

See Oregon Property & Casualty Insurance Licensepass rate & retake rules →

Frequently asked questions

What score do you need to pass the Oregon Property & Casualty Insurance License exam?+

You need to score 70% on the Oregon Property & Casualty Insurance License exam.

Who regulates property & casualty insurance licensing in Oregon?+

The Oregon Division of Financial Regulation (part of the Department of Consumer and Business Services) licenses property & casualty producers and uses PSI Services to administer the exam.

What score do I need to pass the Oregon P&C exam?+

Under Oregon Administrative Rules, an applicant passes when they score 70% or higher on the exam for the class or category.

Does Oregon require prelicensing education for the P&C exam?+

Oregon requires state-approved prelicensing education for the property & casualty lines; the exact hours vary by line and configuration, so confirm the current P&C requirement with the Division of Financial Regulation before enrolling.

How should I study for the Oregon Property & Casualty Insurance License exam?+

Focus your time on the heaviest content areas, then drill practice questions by topic until you consistently clear the standard you need. PrepPass has 324+ free Oregon Property & Casualty Insurance License practice questions with full explanations and a timed mock exam.

Last updated: August 2026

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