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How hard is the South Carolina Property & Casualty Insurance License exam?

Quick answer

The South Carolina Property & Casualty Insurance License exam is a serious, studiable test — its difficulty comes less from any single hard idea than from the breadth of material across 12 weighted content areas. You must score 70% (a scaled score of 70), which leaves little room for guessing. Candidates who drill real practice questions by topic until they consistently clear the standard you need usually pass on the first try — PrepPass has 324+ free South Carolina Property & Casualty Insurance License practice questions with explanations.

How to make the South Carolina Property & Casualty Insurance License exam easier

The single best predictor of passing is practicing real questions until you consistently clear the standard you need. PrepPass has 324+ free South Carolina Property & Casualty Insurance License practice questions with answer explanations and a full timed mock exam — no signup required.

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The South Carolina Property & Casualty Insurance License exam at a glance

70% (a scaled score of 70)
to pass
12
content areas

The 12 content areas on the South Carolina Property & Casualty Insurance License exam

The exam is built from weighted content areas — focus your study time where the weight is. These weights are how PrepPass has organized the material; check the exam authority’s own outline for its published breakdown.

General Insurance Principles12%
Property Insurance Fundamentals12%
Dwelling Policy (DP)10%
Homeowners Policy (HO)15%
Personal Auto Policy14%
Casualty & Liability Insurance12%
Commercial Lines10%
Workers Compensation7%
Policy Structure & Provisions8%
South Carolina P&C Law & Regulation18%
South Carolina Auto Coverage Law12%
South Carolina Licensing & CE10%

How the South Carolina Property & Casualty Insurance License exam is administered

South Carolina Department of Insurance oversees licensing. Confirm the current details with the official authority before you rely on them.

What is the pass rate, and can you retake it?

Wondering about pass rates and what happens if you don't pass the first time?

See South Carolina Property & Casualty Insurance Licensepass rate & retake rules →

Frequently asked questions

What score do you need to pass the South Carolina Property & Casualty Insurance License exam?+

You need to score 70% (a scaled score of 70) on the South Carolina Property & Casualty Insurance License exam.

Who regulates property & casualty insurance licensing in South Carolina?+

The South Carolina Department of Insurance (SCDOI) licenses property & casualty producers and sets the examination standards. The P&C authority covers personal and commercial property/casualty business.

What score do I need to pass the South Carolina P&C exam?+

A scaled score of 70 (on a 0–100 scale) is required to pass; this is not necessarily the raw percentage of questions answered correctly.

How do I schedule the South Carolina P&C exam?+

Scheduling and vendor arrangements for South Carolina's producer exams have changed over time; confirm the current exam vendor and scheduling steps directly with the South Carolina Department of Insurance before you register.

How should I study for the South Carolina Property & Casualty Insurance License exam?+

Focus your time on the heaviest content areas, then drill practice questions by topic until you consistently clear the standard you need. PrepPass has 324+ free South Carolina Property & Casualty Insurance License practice questions with full explanations and a timed mock exam.

Last updated: August 2026

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