PrepPass team · Verified against Virginia Bureau of Insurance (State Corporation Commission) · How we review

How hard is the Virginia Property & Casualty Insurance License exam?

Quick answer

The Virginia Property & Casualty Insurance License exam is a serious, studiable test — its difficulty comes less from any single hard idea than from the breadth of material across 12 weighted content areas. You must score 70%, which leaves little room for guessing. Candidates who drill real practice questions by topic until they consistently clear the standard you need usually pass on the first try — PrepPass has 324+ free Virginia Property & Casualty Insurance License practice questions with explanations.

How to make the Virginia Property & Casualty Insurance License exam easier

The single best predictor of passing is practicing real questions until you consistently clear the standard you need. PrepPass has 324+ free Virginia Property & Casualty Insurance License practice questions with answer explanations and a full timed mock exam — no signup required.

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The Virginia Property & Casualty Insurance License exam at a glance

70%
to pass
12
content areas

The 12 content areas on the Virginia Property & Casualty Insurance License exam

The exam is built from weighted content areas — focus your study time where the weight is. These weights are how PrepPass has organized the material; check the exam authority’s own outline for its published breakdown.

General Insurance Principles12%
Property Insurance Fundamentals12%
Dwelling Policy (DP)10%
Homeowners Policy (HO)15%
Personal Auto Policy14%
Casualty & Liability Insurance12%
Commercial Lines10%
Workers Compensation7%
Policy Structure & Provisions8%
Virginia P&C Law & Regulation18%
Virginia Auto Coverage Requirements12%
Virginia Licensing & CE10%

How the Virginia Property & Casualty Insurance License exam is administered

Virginia State Corporation Commission, Bureau of Insurance oversees licensing. The exam is delivered by Prometric. Prelicensing education: None. Confirm the current details with the official authority before you rely on them.

What is the pass rate, and can you retake it?

Wondering about pass rates and what happens if you don't pass the first time?

See Virginia Property & Casualty Insurance Licensepass rate & retake rules →

Frequently asked questions

What score do you need to pass the Virginia Property & Casualty Insurance License exam?+

You need to score 70% on the Virginia Property & Casualty Insurance License exam.

Who regulates property & casualty insurance licensing in Virginia?+

The Virginia State Corporation Commission's Bureau of Insurance licenses property & casualty agents and contracts with Prometric — not Pearson VUE or PSI — to administer the exam. The P&C authority covers personal and commercial property/casualty lines.

Does Virginia require prelicensing education for the P&C exam?+

No. Virginia does not require prelicensing education for any line, so you may schedule the Prometric property & casualty exam directly. A score of 70% is required to pass.

How long is my Virginia P&C passing score valid?+

A passing score is valid for 183 calendar days, within which you must submit your complete license application to the Bureau of Insurance.

How should I study for the Virginia Property & Casualty Insurance License exam?+

Focus your time on the heaviest content areas, then drill practice questions by topic until you consistently clear the standard you need. PrepPass has 324+ free Virginia Property & Casualty Insurance License practice questions with full explanations and a timed mock exam.

Last updated: August 2026

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