How hard is the Virginia Property & Casualty Insurance License exam?
The Virginia Property & Casualty Insurance License exam is a serious, studiable test — its difficulty comes less from any single hard idea than from the breadth of material across 12 weighted content areas. You must score 70%, which leaves little room for guessing. Candidates who drill real practice questions by topic until they consistently clear the standard you need usually pass on the first try — PrepPass has 324+ free Virginia Property & Casualty Insurance License practice questions with explanations.
How to make the Virginia Property & Casualty Insurance License exam easier
The single best predictor of passing is practicing real questions until you consistently clear the standard you need. PrepPass has 324+ free Virginia Property & Casualty Insurance License practice questions with answer explanations and a full timed mock exam — no signup required.

Only in the book: 100 practice questions, every answer reasoned out rather than keyed — none of them in the free bank on this site. Practice here stays free.
The Virginia Property & Casualty Insurance License exam at a glance
The 12 content areas on the Virginia Property & Casualty Insurance License exam
The exam is built from weighted content areas — focus your study time where the weight is. These weights are how PrepPass has organized the material; check the exam authority’s own outline for its published breakdown.
How the Virginia Property & Casualty Insurance License exam is administered
Virginia State Corporation Commission, Bureau of Insurance oversees licensing. The exam is delivered by Prometric. Prelicensing education: None. Confirm the current details with the official authority before you rely on them.
Wondering about pass rates and what happens if you don't pass the first time?
See Virginia Property & Casualty Insurance Licensepass rate & retake rules →Frequently asked questions
What score do you need to pass the Virginia Property & Casualty Insurance License exam?+
You need to score 70% on the Virginia Property & Casualty Insurance License exam.
Who regulates property & casualty insurance licensing in Virginia?+
The Virginia State Corporation Commission's Bureau of Insurance licenses property & casualty agents and contracts with Prometric — not Pearson VUE or PSI — to administer the exam. The P&C authority covers personal and commercial property/casualty lines.
Does Virginia require prelicensing education for the P&C exam?+
No. Virginia does not require prelicensing education for any line, so you may schedule the Prometric property & casualty exam directly. A score of 70% is required to pass.
How long is my Virginia P&C passing score valid?+
A passing score is valid for 183 calendar days, within which you must submit your complete license application to the Bureau of Insurance.
How should I study for the Virginia Property & Casualty Insurance License exam?+
Focus your time on the heaviest content areas, then drill practice questions by topic until you consistently clear the standard you need. PrepPass has 324+ free Virginia Property & Casualty Insurance License practice questions with full explanations and a timed mock exam.
Exam details verified against the official authority:
Virginia Bureau of Insurance (State Corporation Commission) →https://www.scc.virginia.gov/regulated-industries/bureau-of-insurance/licensed-agent →https://www.prometric.com/exams/insurance-va/ →Last updated: August 2026