PrepPass team · Verified against Washington State Office of the Insurance Commissioner · How we review

How hard is the Washington Property & Casualty Insurance License exam?

Quick answer

The Washington Property & Casualty Insurance License exam is a serious, studiable test — its difficulty comes less from any single hard idea than from the breadth of material across 12 weighted content areas. You must score 70%, which leaves little room for guessing. Candidates who drill real practice questions by topic until they consistently clear the standard you need usually pass on the first try — PrepPass has 324+ free Washington Property & Casualty Insurance License practice questions with explanations.

How to make the Washington Property & Casualty Insurance License exam easier

The single best predictor of passing is practicing real questions until you consistently clear the standard you need. PrepPass has 324+ free Washington Property & Casualty Insurance License practice questions with answer explanations and a full timed mock exam — no signup required.

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The Washington Property & Casualty Insurance License exam at a glance

70%
to pass
12
content areas

The 12 content areas on the Washington Property & Casualty Insurance License exam

The exam is built from weighted content areas — focus your study time where the weight is. These weights are how PrepPass has organized the material; check the exam authority’s own outline for its published breakdown.

General Insurance Principles12%
Property Insurance Fundamentals12%
Dwelling Policy (DP)10%
Homeowners Policy (HO)15%
Personal Auto Policy14%
Casualty & Liability Insurance12%
Commercial Lines10%
Workers Compensation7%
Policy Structure & Provisions8%
Washington P&C Law & Regulation18%
Washington Auto Coverage Requirements12%
Washington Licensing & CE10%

How the Washington Property & Casualty Insurance License exam is administered

Washington State Office of the Insurance Commissioner oversees licensing. The exam is delivered by PSI. Prelicensing education: None (not required since July 23, 2023). Confirm the current details with the official authority before you rely on them.

What is the pass rate, and can you retake it?

Wondering about pass rates and what happens if you don't pass the first time?

See Washington Property & Casualty Insurance Licensepass rate & retake rules →

Frequently asked questions

What score do you need to pass the Washington Property & Casualty Insurance License exam?+

You need to score 70% on the Washington Property & Casualty Insurance License exam.

Who regulates property & casualty insurance licensing in Washington?+

The Washington State Office of the Insurance Commissioner (OIC) licenses property & casualty producers and contracts with PSI Services to administer the exams. The P&C authority covers personal and commercial property/casualty business.

Does Washington require prelicensing education for the P&C exam?+

No. Prelicensing education has not been required for any Washington insurance exam since July 23, 2023, so you may schedule the PSI property & casualty exam directly. A score of at least 70% is required.

How is the Washington P&C exam administered?+

The exam is delivered by PSI Services, with separate Property and Casualty producer authorities, and results are provided at the test center.

How should I study for the Washington Property & Casualty Insurance License exam?+

Focus your time on the heaviest content areas, then drill practice questions by topic until you consistently clear the standard you need. PrepPass has 324+ free Washington Property & Casualty Insurance License practice questions with full explanations and a timed mock exam.

Last updated: August 2026

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