Wyoming Property & Casualty Insurance License Exam — All Questions
3 questions
What are Wyoming's minimum auto liability limits for a private passenger vehicle?
- a.$25,000 / $50,000 / $10,000
- b.$25,000 / $50,000 / $20,000✓
- c.$20,000 / $40,000 / $15,000
- d.$50,000 / $100,000 / $25,000
Wyoming's minimum liability limits are 25/50/20: $25,000 bodily injury per person, $50,000 per accident, and $20,000 property damage, verified this session via a state auto-insurance requirements source. These are minimums that can change by law, so confirm current figures with the Wyoming Department of Insurance.
How is uninsured/underinsured motorist coverage treated on a Wyoming personal auto policy?
- a.It is prohibited in Wyoming
- b.It is included automatically and can never be waived
- c.It is required, but the applicant may reject it in writing✓
- d.It is available only on commercial policies
Wyoming requires uninsured/underinsured motorist coverage, but the applicant may reject it in writing, verified this session via a state auto-insurance requirements source. When carried, its limits generally match the liability minimums. Confirm the current rule with the Wyoming Department of Insurance.
How is Wyoming's auto system best characterized with respect to the right to sue?
- a.A traditional tort (at-fault) state where the injured party keeps the full right to sue the at-fault driver✓
- b.A pure no-fault state that bars most auto injury lawsuits
- c.A state-run fund that pays all injury claims regardless of fault
- d.A state with no financial-responsibility requirement
Wyoming follows a traditional tort/at-fault system. It is not among the roughly twelve no-fault jurisdictions identified by the Insurance Information Institute, so an injured person retains the full right to recover from the at-fault driver. Confirm the current framework with the Wyoming Department of Insurance.