A contingent (secondary) beneficiary receives the death benefit:
Explanation
A contingent beneficiary is next in line and receives the proceeds only if the primary beneficiary has predeceased the insured (or otherwise cannot take them). The contingent does not share with a living primary, does not take ahead of the primary, and does not depend on being irrevocable. Understanding the order, primary first, then contingent, then tertiary, is essential for knowing who is paid when.
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Related questions on this topic
- The settlement option that pays equal installments for a chosen length of time until the proceeds and interest are used up is the:
- Under the fixed amount settlement option, the beneficiary receives:
- The 'life income' settlement option guarantees that payments will continue:
- To change an irrevocable beneficiary designation, the policyowner must:
- When proceeds are distributed 'per stirpes' and a named beneficiary dies before the insured, that beneficiary's share:
- The accidental death benefit rider pays:
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