The accidental death benefit rider pays:

Explanation

The accidental death benefit rider pays an extra sum, frequently doubling the face amount (double indemnity), when the insured dies as the direct result of a covered accident, usually within a set time of the accident. It does not add benefits for death from any cause, does not pay disability income, and does not pay cash value at maturity. Because it covers only accidental death, it is inexpensive but narrow in scope.