A 'probationary period' in a health insurance policy is:
Explanation
A probationary period is an initial span of time (often the first few weeks) after the policy's effective date during which losses from certain causes, commonly sickness, are not yet covered, reducing the risk of insuring someone already becoming ill. It is not the free-look period, the grace period, or a payment schedule. The probationary period is a one-time waiting period at the start of coverage, distinct from the recurring grace period for premium payments.
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Related questions on this topic
- The mandatory 'legal actions' provision prevents an insured from bringing a lawsuit against the insurer until:
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