Life Policy ProvisionsQuestion 559 of 716
Under an AD&D benefit, the amount paid for the accidental loss of a body part such as a hand or eye is called the:
a.Face amount
b.Residual benefit
c.Principal sum
d.Capital sum
Explanation
In AD&D coverage, the capital sum is paid for dismemberment or loss of sight, while the principal sum is paid for accidental death. Residual benefit is a disability-income concept, and face amount is a life insurance term.
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Related questions on this topic
- The waiver of premium rider typically begins paying the policy's premiums only after:
- The payor benefit rider on a juvenile life policy provides that, if the premium-paying adult dies or becomes disabled:
- An accidental death benefit (double indemnity) rider generally pays the extra benefit only if death:
- The return-of-premium rider on a life policy is funded essentially as a(n):
- Adding a level term rider to a whole life policy lets the owner:
- An accelerated (living) death benefit rider allows the insured to receive part of the death benefit while still alive if the insured:
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)