Life Policy ProvisionsQuestion 576 of 716
The insuring clause of a life insurance policy:
a.States the insurer's basic promise to pay the death benefit upon the insured's death
b.Lists the specific events and causes of death that the policy will not cover
c.Sets the premium payment mode and the date on which each premium falls due
d.Names the servicing producer and the general agency entitled to the renewal commissions
Explanation
The insuring clause is the insurer's core promise to pay the benefit when the insured dies. Exclusions, premium mode, and producer information are found in other parts of the policy.
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)