Medicare & Senior InsuranceQuestion 670 of 716
A significant gap in Medicare is that it generally does NOT cover:
a.Diagnostic laboratory and X-ray tests
b.Medically necessary inpatient hospital stays
c.Long-term custodial (nursing home) care
d.Physician office visits and outpatient surgery
Explanation
Medicare pays for medically necessary care but not ongoing custodial long-term care, which is a major reason people buy LTC insurance. Hospital stays, doctor visits, and lab tests are covered.
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Related questions on this topic
- Medicare Part B (medical insurance) helps cover:
- Medicare Part B is:
- Medicare Part C (Medicare Advantage) is:
- Medicare Supplement (Medigap) policies are:
- The Medigap open enrollment period is a ___-month period, beginning when the individual is 65 and enrolled in Part B, during which they can buy any Medigap policy without medical underwriting:
- A Medigap policy is designed to:
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)